Do you want to know more about bridge loans? If so, then this article holds extreme value for you, as we have convinced one of the leading finance experts called Ron (not his real name) to spill the beans and give us the insider secrets.

Make no mistake about it, what you are about to discover is forbidden knowledge for 99.7% of the population. In fact, the information contained below is so sensitive, we are probably going to pull this page down shortly as it is bound to ruffle a few feathers and have the “financial elite” up in arms.

For this reason, we suggest you print a copy of this page immediately and then store your copy in a private place away from prying eyes.

Attention:

Finance expert breaks his silence on bridge loans

Shop around

Don’t even think about accepting the first bridge loan offer you come across. In the majority of cases, you will be able to find a better offer elsewhere, with much lower interest rates and better terms.

Now, what I’m about to share with you is the “secret sauce” for finding the best bridge loan offers with the least amount of hassle and time spent. This secret is a bridge loan comparison site, and when used correctly it has the potential to save you hundreds and even thousands of dollars.

In a nutshell, you enter your details once, click a button, and within a few minutes there will be multiple bridge loan offers compared side by side. Needless to say, it is then an easy task to pick the best loan for your needs.

However, you must be aware that these comparison websites are for insiders only. If too many people find out then they will be shut down for good, so make sure you keep it to yourself. In other words, don’t tell your friends!

Check the BBB

The BBB, also known as the Better Business Bureau, is a little known website that holds the key to checking the legitimacy of any bridge loan lender you are thinking of accepting an offer from.

I’ve heard about countless of people getting scammed in the last few years, so it’s more important than ever before to do you research and make sure you are dealing with a legitimate company.

The BBB have ratings and reviews for all registered lenders in the United States and is an excellent resource to keep you safe.

Conclusion

Thanks to “Ron” for the priceless information about bridge loans. We will try to keep this up for as long as possible, but don’t be surprised if it’s gone tomorrow.

With personal loans becoming more popular, you might be feeling confused about the whole process.

Quite simply, a personal loan is an unsecured loan for a specific amount, which can be used for a variety of purposes. As an example, you could use the loan for paying off bills, buying a new car, make some home improvements, or even go on your dream vacation. The choice is yours.

It’s possible to get a personal loan no matter where you are in the world. For example, if you live in Singapore, then personal loan Singapore lenders are now very widespread, which means you will have no trouble finding a company that is willing to offer you a loan.

Here are the main factors to keep in mind when taking out a personal loan:

Don’t borrow more than you can afford

A major mistake made by many first time personal loan borrowers, is taking out more than they can afford to repay. At the end of the day, you need to look at your financial situation carefully before applying, so you know how much you can afford to repay every month.

If you go outside your comfort zone, then expect to have many sleepless nights wondering where the next payment is coming from. Don’t do it.

Find the lowest interest rates

With just a little bit of searching around, you can find the lowest interest rates on offer so the total amount repayable becomes less. How do you do this? The simple way is to visit a comparison website, so you are able to look at the interest rates side by side.

Also, you might want to consider hiring a broker, as they can do all of the hard work for you, by finding a lender that offers competitive interest rates.

Don’t give up

Ultimately, there are thousands of lenders out there, so if you get rejected a few times, you shouldn’t give up. One of the main reasons for rejection is your credit rating. A few years ago, lender would give money to anybody, but since the recession and financial crisis, they are now more cautious than ever.

All is not lost though. If you are getting declined because of bad credit, then you might be better off looking in different places. There are now many bad credit lenders who would be willing to offer you a loan, and the majority of them operate online so they are easy to find.

Looking for a payday loan? Need more advise on how to choose a reputable payday loan company?

If so, then you are in luck, as in this article we are going to give you 4 tips on how to choose a payday loan company.

Let’s face it, the internet can be a scary place, which means finding a lender is a lot more riskier than it should be. Unfortunately, there are still some fly-by-night loan companies out there, that will think nothing of ripping you off and charging unlawful fees.

Protect yourself against these thieves with the following 4 tips:

Secure website

When applying for bad credit personal loans such as payday loans, you will need to enter a lot of sensitive information into the website before being accepted.

For example, the lender will want to know your name and address, employer details, and bank account number. With this in mind, it’s essential that you only apply with payday lenders that have a secure website so hackers can’t steal your information.

The best way to find this out is by looking in the address bar at the top of the page when you reach the application process. There should be a small padlock displayed, which means the page is safe and secure. If this is not present, then do not enter your details.

Contact details

Another way to decide if a payday loan lender is legitimate, is by looking at the contact details they offer on their website. Companies that are trustworthy will always give you multiple ways to contact them, such as by email, telephone, and even instant chat.

On the other hand, fly-by-night operations do not want to communicate with you, which means there probably won’t be any contact details at all.

Customer support

As payday loan companies have entered into the mainstream, their level of customer support has improved dramatically. You should be able to get a friendly customer support representative on the telephone, who will be happy to answer any questions that you may have.

Needless to say, if a customer support representative is rude or ignorant, then they are not a company you want to do business with.

User reviews

Lastly, another good way to help you choose a payday loan company, is by searching for user reviews. This will give you a better idea on what it is like to get a loan from the company, written by a person who has been there before.

It seems that everybody is talking about payday loans these days. It’s not surprising though, as many people have been left struggling for money due to the poor economy, which means they need short term cash to see them through to the end of the month.

3 reasons to get a payday loan:

Bad credit

If you have bad credit then getting a loan can be very tough. This doesn’t apply to payday loans though, as payday lenders are happy to offer cash no matter what your individual circumstances.

When you consider that personal loans for bad credit are not easy to come by, there is no denying that payday loans fill a viable gap in the market.

Best of all, payday lenders do not perform any kind of credit check when assessing your application, which means there will be no record of any kind added to your credit file.

Struggling to pay the bills

Electricity bills, gas bills, telephone bills…the list goes on and on. Make no mistake about it, the cost of living is rising all the time, which can leave many people unable to keep up.

If you are struggling to pay the bills then a payday loan could be the perfect solution to your problem. You can get the money straight into your bank account within a few hours, which means you can then start using the money right away to get things sorted out.

Repair your car

Why is it that your car breaks down when you need it the most? While this is most definitely a frustrating experience, there is no denying that you probably need to get it repaired as soon as possible.

For many people, having a car is essential, as they need it to get to and from work, take the kids to school, and to go shopping. If you can’t hang around until your next paycheck, then getting a payday loan is the perfect solution for sorting out car repairs straight away.

2 reasons NOT to get a payday loan:

Clothes shopping

Maybe you have seen a dress on sale at the local clothes store? No matter how much you might want it, getting a payday loan to pay for it is a bad idea. At the end of the day, payday loans should be used for emergencies only, so this doesn’t involve buying clothes.

Paying off another payday loan

Are you having trouble paying off an existing payday loan? If so, then don’t be tempted to take out another payday loan, as this usually leads to more trouble than you can handle.

Instead, contact the lender and explain your situation. Ask them for more time or even work out an alternative repayment plan.

Did you know that you can use an unsecured personal loan from a lender like for almost any purpose that you wish?

Maybe you need some extra money to cover this months bills? Buy some stock for your business? Or to pay off another loan?

Whatever your reasons, it is now easier than ever before to get an unsecured personal loan, as there are multiple sites on the internet where you can fill in an application.

More about unsecured personal loans

Quite simply, an unsecured personal loan means that you don’t “secure” anything against the loan. This is the opposite of a secured loan or a mortgage loan, where you would offer property as collateral.

The main benefit of an unsecured loan is that there is very little risk on your part. If you find yourself in a position where you can’t afford to repay the loan then you won’t end up homeless, although you can expect a debt collection agency to be constantly contacting you trying to retrieve the money.

For this reason, it’s easy to see why lenders take on a lot of risk when giving out an unsecured loan. With this in mind, they have to make it worth their while, which is why unsecured personal loans often have much higher interest rates than other forms of credit.

The different types of unsecured personal loans:

Payday loans

With a payday loan, you can apply for a small amount of cash and then pay it back when you get your next paycheck. These type of loans have become very popular in recent years, and there are now thousands of payday lenders operating both online and offline.

Credit cards

When issued with a credit card, you will receive a credit limit that allows you to spend a certain amount. If you keep your card in good standing and pay off the balance on a regular basis, then expect to get an increase to the credit limit every few months.

Student loan

Are you a student? If so, then by far your best option of getting an unsecured personal loan is with a student loan. The main benefits of going down this route is that you can expect to find lower interest rates and more flexible repayment options.

This means you can focus on your studies without getting deep into debt and spending all of your time stressed and worried about the situation.

When financial difficulties rear their ugly head, and you become desperate for some cash, then you might start thinking about taking out a short term loan to make your life easier.

The subject of short term loans is very controversial, with opinion split down the middle on whether or not they are a good idea.

Some people argue that the interest rates and fees are borderline “illegal,” while others say that short term lenders offer a necessary service to many people in the country.

Here are some of the FACTS about short term loans, so you can decide if you are in or out…

Interest rates

There is denying that the interest rates on short term loans are high. Some companies even have APR that is a high as 650%, which is well above the rates you would find on other types of loans.

If this concerns you, then a short term loan may not be a good option for you.

Legitimate

The short term loan industry certainly has a shady past, but this is almost completely gone now as the majority of lenders are legitimate and follow all of the laws and regulations.

For this reason, you can feel safe applying to a short term loan lenders, and you won’t have to worry about being ripped off.

No credit check

Millions of people have bad credit, which means they find it hard to get a loan from traditional lenders.

Short term loan lenders understand this, which is why they don’t run any kind of credit checks when assessing an application. This means that if you have bad credit, you can still get a short-term loan.

Payment deadlines

Things can quickly get out of hand if you were to miss the payment deadline on a short term loan. Expect to see late payment fees instantly added to what you already owe, as well as a possible increased rate of interest.

Many people get themselves deep into debt when they start missing payments, and can end up getting one loan just to pay back another.

Building a good relationship

When you first apply for a short term loan, you may find that the amount you can borrow is limited.

However, once you establish with the lender that you are someone who pays back the money on time, then expect to expect a good relationship with that lender, so they will loan you more money in the future.