4 HUGE Mistakes to Avoid When Claiming PPI

mistakeIf you are one of the millions of people about to make ppi claims during the next 12 months, then you should read every single word in this article very closely.

It’s a sad fact of life that many people never get the compensation they deserve from those nasty banks, mainly due to the fact that they make HUGE mistakes that guarantees their failure.

Fortunately, you don’t have to become another victim, and by avoiding the 4 mistakes below you will almost guarantee a successful outcome to your PPI case.

Listening to fake gurus

There are a few fake gurus out there that seem to have convinced the UK population that they know everything about PPI. They don’t. Despite what they say on their websites and on the the television, they are actually pretty clueless, which means many people are getting just downright bad advice. Ignore these people at all costs.

Using a PPI template letter

One particular “guru” spends most of his time talking about using PPI template letters to magically get the banks to comply with you. At the end of the day, this is just a ploy to get you to visit his website, and in reality, a PPI template letter is about as valuable as a fur coat in the Sahara. The banks laugh at these letters, chuck them in the bin, and then pay themselves another bonus with your money.

Not using a PPI claims company

Instead of wasting your time downloading PPI template letters and messing around trying to communicate with the banks, it’s a much better idea to just hire an expert to work in your corner.

Know this: a PPI claims company will look closely at your case, contact the banks on your behalf, negotiate a much higher payout then you could do yourself, and do all of this in the minimum amount of time possible. All you you need to do is relax, put your feet up and think of England. No brain power necessary!

Paying a PPI claims company upfront

Don’t be tricked by rogue PPI claim companies that try to get you to pay an upfront fee to use their service. This is a scam, and if you fall for it expect to find yourself out of pocket.

A legitimate company will only expect to be paid once they have won your case. In other words, they’re motivated to get you real results, instead of just messing you around like some con artists out there.

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How to Get Revenge With The Help of a Personal Injury Solicitor

lawyerIf you have been involved in an accident and somebody else was at fault, then you are no doubt looking to get revenge. 500 years ago this would have involved challenging the person to a duel and then taking his Oxen as compensation if you won.

However, these days such behavior is typically frowned upon, which means the only way to get compensation is to hire a personal injury solicitor.

Here are some factors to look for when choosing a personal injury solicitor…

Are they professional?

Let’s face it, anybody can throw up a website and call themselves a personal injury solicitor, so it’s extremely important to make sure you dealing with a professional company who are in this for long term.

Usually, it’s pretty obvious who is the real deal just by visiting the website and having a look around. If they have a well designed site, all of the relevant contact details, and a lot of good information offered for free, then you can feel confident in taking the next the step.

One company that ticks all of the boxes is CCS, and interestingly, they have been receiving rave reviews from people who have received thousands of pounds in compensation. To find out more about compensation claims solutions – read more on their website.

Do they charge fees upfront?

Quite possibly the oldest trick in the book used by scammers and crooks is charging you an upfront fee for their services, and then disappearing into the night leaving you a few hundred pounds lighter. Don’t fall for this con!

Instead, only hire a personal injury solicitor that works on a “no win – no fee” basis, and is more than happy to accept payment for their services once the case has been won and you have the compensation money in your bank account.

At the end of the day, this puts virtually no risk on your shoulders, and if the case falls through then you haven’t really lost anything.

Do they specialize in your injury?

Let’s say that you have whiplash due to a forklift accident at work, don’t you think that you would have a better chance of success if you hired a personal injury solicitor who has many years of experience getting compensation for people who had whiplash due to a forklift accident at work?

Of course you would, and this is why you should always look for a solicitor who specializes in the type of injury you currently have.

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Claim Compensation by Choosing The Right Personal Injury Lawyer

law scalesAt some point in your life, you or someone in your family will have the need for a personal injury lawyer. No matter if you have been involved in an accident at work, slipped in a public place, or want to file medical negligence claims against a hospital, the right personal injury lawyer can help you get maximum compensation.

But how do you go about choosing the right personal injury lawyer? Unfortunately, there are a lot of con artists out there, who will only waste your time and take your money. Avoid these scammers by following the tips below…

Specialization is key

At the end of the day, it’s a waste of time to hire a lawyer who specializes in divorce law for your medical negligence case. Sure, they might know a bit about this area, but when it comes to the crunch you need someone who has a vast knowledge about the subject.

How long have they been in business?

Ideally, the personal injury lawyer you hire should have been in business for a number of years, and most importantly, have won a lot of cases for clients similar to your own situation. Ask to see testimonials from satisfied clients, and also do some research on the internet to see what people are saying about the company.

Large or small company

Just like any industry, personal injury lawyers come in all shapes and sizes. You have the small independent lawyers who are typically only a few people strong, and then there is the large national companies that have an army of solicitors working day and night.

Which option you go for mainly comes down to your own personal preference. For example, if you prefer the personal touch, then going with a smaller company is the best way forward.

What are their claims?

You will find some personal injury lawyers making claims such as “guaranteed compensation” and “money in your bank account within 7 days.” While it is easy to be enticed by these kind of claims, the simple truth of the matter is that they are completely false.

Know this: no solicitor can guarantee you anything, and when it comes to the subject of personal injury the wheels turn very slow. In other words, it might be a while before you see any compensation, if you see any at all.


Hopefully the above information has given you a better idea on how to choose the right personal injury lawyer for your case.

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The Top 4 Myths About Reclaiming PPI

which way signAs you are no doubt aware, reclaiming PPI is big business. The banks and loan companies have set aside billions of pounds to pay back the innocent customers they stole from, and financial experts are predicting the compensation claims could continue until 2020.

Are you thinking about making your own PPI claim? If so, it’s important that you get the FACTS, as there are many myths out there that can be harmful to your success.

Here are the top 4 myths about reclaiming PPI:

Hiring a PPI claims company is a bad idea

There seems to be a lot of talk recently about PPI claims companies. Many so called experts are saying that using these companies is a waste of time and that you can make a claim on your own. This is simply not true.

Unfortunately, if you try to go it alone, then expect to be ignored or rejected by the banks. With this in mind, it makes sense to have a PPI claims company on your side, so you are able to tap into their vast knowledge and experience to make a successful claim.

Making a claim will hurt your credit score

As ppi claims online become more popular, there seems to be a harmful myth going around that pursuing your PPI claim will hurt your credit score.

This is completely false, as your credit score has nothing to do with PPI at all. Even if you make your bank or loan company angry by making a PPI claim, you will suffer no harm to your credit report.

I can’t make a claim if I don’t have the original paperwork

Another myth. At the end of the day, you might have been mis-sold PPI 10 or 15 years ago, which means there is a high chance that you no longer have the original paperwork.

In this kind of scenario, it’s best to contact a PPI claims company so they can run a search on their database to bring up all of the details about your loans and PPI policies. Once you have the information, then there is nothing stopping you from making a PPI claim.

Claiming PPI isn’t worth it

If you think that reclaiming PPI will only lead to chump change then you might want to reconsider your beliefs. In a recent study, it was shown that the average PPI payout is around £4000, with some lucky UK residents being awarded sums as high as £80,000!

Make no mistake about it, pursuing a PPI claim is most definitely worth it, and in these tough economic times a nice lump sum of cash will come in handy.

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Cosmetic Surgery DISASTER? How to Claim Compensation…

surgeryThe cosmetic surgery industry has a dark secret they are trying to keep hidden from you. There are no newspapers or television shows that will expose this secret, probably because they are getting money stuffed into their pocket to keep quiet.

What’s the secret? Well, in a nutshell, there is estimated to be around 17% of cosmetic surgery procedures that go HORRIBLY wrong.

This leaves a tremendous scar on the victims of these blunders, not only physically, but also emotionally and financially.

If you have recently suffered your own cosmetic surgery DISASTER, and you are wondering what to do next, then you are definitely in the right place.

You see, I advise thousands of victims every year on how to get the money they deserve from negligent cosmetic surgeons who are trying to hide away from their responsibilities.

5 years ago I started the Cosmetic Association of Surgery Victims (CASV), and it is now my life mission to help people who have been wronged in this particular area.

More specifically, I point people in the direction of how to get compensation in the quickest amount of time possible, so they are not left spending the next few years in vicious court battles.

In my opinion, the best place to go when you want to get compensation for a bundled cosmetic surgery procedure is Compensation Claims Assist (CCA). You can visit their website at www.compensationclaimsassist.com for more information.

Simply use the form to request a free consultation, and one of their friendly staff will give you an informal callback within a few hours. They handle a lot of cosmetic surgery compensation claims, so you can feel in safe hands when discussing your case.

It’s just a shame that not many other people care about the victims of cosmetic surgery blunders. Thousands of people are suffering, but it seems that the government and mass media are turning a blind eye to the chaos.

Surely something must be done, wouldn’t you agree? Maybe tighter regulations on who can call themselves a cosmetic surgeon? Or perhaps regular inspections by a central authority regulated by the government?

Actually, there are some countries already taking an initiative in this area. For example, in Thailand the government recently setup the Thai Surgeon Investigation Unit (TSIU), who spend their time investigating various surgeons throughout the country, including cosmetic surgeons.

In conclusion, the only way things are going to change is when people just like you stand up and be counted.

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IMPORTANT: Expert Tips For Choosing a Medical Negligence Lawyer

surgeryFor most people, medical negligence is something they will only experience once in their lifetime. With this in mind, it very important to choose the right lawyer, so the case can be brought to a successful resolution as quickly as possible.

Hire the wrong medical negligence lawyer, and you could be involved in legal wrangling for years to come. In the worst case scenario, you might never see any money, which means all of your efforts will be in vain.

This is why you should read the expert tips for choosing a medical negligence lawyer below. Your success depends on it…

Do they appear professional?

Unfortunately, there have been many “fly-by-night” companies popping up that claim to be medical negligence lawyers. These amateurs don’t know what they are doing, and are only looking to make a quick buck at your expense.

Instead, you should make it your number one mission to choose a professional company. For example, click here and observe the professional website design and experience the reviews from real satisfied customers.

Make contact

Before you choose a medical negligence lawyer, it’s a good idea to make contact by telephone or email and ask a few questions. This gives you a chance to gauge their level of customer support, so you can get a better idea of whether or not this is a company you want representing you.

As an example, if they are slow to respond, vague with their answers, or even downright rude, then this is a company that you should stay well clear from.

Be careful of “bait and switch” techniques

One common tactic big law firms use, is to lead you into believing that an experienced lawyer will be working on your case, only to then pass your case onto a junior associate who has zero experience in medical negligence.

With this in mind, you should have a contract in place BEFORE allowing them to represent you. This contract should clearly state which lawyer will be taking on your case.

Don’t pay any money upfront or only a small amount

Never under any circumstances pay a lawyer all of the money upfront. This means they have been paid for success in advance, and increases the likelihood that they will lose the motivation to work hard for you.

This is why we recommend that you only work with a medical negligence lawyer who requires little or no money upfront. They may be prepared to work on a “no win, no fee basis,” or with a small deposit upfront so they can be sure that you are a serious client.

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